Effective Date: [12/08/2025]
1. Acceptance of Terms
By accessing and using Paissamarket.com, you agree to be bound by these Terms & Conditions, along with our Privacy Policy and Disclaimer. If you do not agree with any part of these terms, you must stop using our website immediately.
2. About Our Services
Paissamarket.com is a financial services platform that connects customers with various banks, NBFCs, and financial institutions for loan products such as:
- Personal Loan
- Business Loan
- Home Loan
- PMEGP Loan
- Mudra Loan
We are not a direct lender. All loans are subject to approval by the respective financial institutions.
3. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Be legally capable of entering into a binding agreement
- Provide accurate and complete personal and financial information
4. User Responsibilities
You agree to:
- Provide true, complete, and up-to-date information in loan applications
- Use our website only for lawful purposes
- Not attempt to misuse, hack, or interfere with the website’s functionality
Providing false or misleading information may result in refusal of service.
5. Loan Approval & Disbursement
- Loan approval depends solely on the lender’s internal policies and verification process
- Paissamarket.com does not guarantee loan approval or disbursement time
- Interest rates, fees, and repayment terms are set by the lender, not by Paissamarket.com
6. Limitation of Liability
Paissamarket.com will not be responsible for:
- Decisions made by the lender
- Any delays in processing loan applications
- Financial losses or damages resulting from using our services
7. Third-Party Links & Services
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any linked websites.
8. Changes to Terms
We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Updated terms will be effective immediately upon posting on this page.
Last Updated: August 2025